FAQs

What precisely are payday loans?
These are short term loan deals that help you in meeting urgent expenses. The cash advances made on payday loans help you in fixing any cash crunch that has all of a sudden popped up at the middle of a month. The amount that the payday loans fetch for you is subjective to your monthly remuneration.

What are the eligibility conditions?
The qualification criteria at No Credit Check Loans Australia are really easy to be satisfied. You need to provide citizenship proof to confirm that you are resident of Australia. The minimum age to qualify for our deals is eighteen and you must have an active bank account and must also be employed.

How much amount will I get through your deals like same day cash loans and payday loans no credit check?
The amount that you get through our deals is subjective to your loan repayment capacity and nature of present need. It will change from one loan applicant to another.

Do you put any restriction in spending the loan amount?
Not at all! We do not find it as proper to meddle in the spending habits of our customers. You can make use of the loan amount to fix any of your urgent needs such as medical emergencies, education fee, pending utility bills etc.

Is collateral a must to avail loan through you?
Our deals are all unsecured loans and there is absolutely no need for collateral possession. You do not have to worry unnecessarily even if you are not able to produce valuable property as collateral. Our deals also make ideal cash solutions to people who simply do not want to pledge their home in which they live as collateral to get the loan.

Will my bad credit cause problems?
With us, both the bad and good credit holders enjoy the same privileges. We do not show any disparity between loan seekers. We also do not bar poor creditors from getting hold of quick money.

When exactly will I get the loan amount?
On approval of your loan request, we will let you know about matching loan deals. We need little time to examine your loan application, thanks to our advanced software. We will waste no time in sending across the required amount into your bank account.

Do I need to fax you my documents?
No, you do not have to. Getting a suitable loan deal through us will not demand you to fax any documents to us.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.